Day of Judgments

A customer named Dan called us after paying for a $5.00 Bankruptcy, Judgment & Tax Lien search through our Premium service. His search in Nevada brought up a 2010 judgment for the subject “EDWARD L. STEVENS” but it did not return a result for a 2005 judgment that Dan found using another online service.

Dan explained that the 2005 judgment in Clark County, NV against Edward Stevens was for $2,250, and awarded to Players Place, LLC. Dan wanted to know why our system didn’t show this judgment. Ours only showed him the 2010 judgment in the amount of $500, awarded to a medical office. We added that there were actually two questions we needed to answer: 1) Why isn’t the 2005 judgment in our database? and 2) Why isn’t the 2010 judgment in the database of the other service Dan used?

We explained to Dan that both online services he used are third party vendors. Search Systems gets the bankruptcy, judgment and tax lien data from the county courts at regular intervals. To uncover the full truth about both judgments, we should look at the source of these filings – the Clark County Clerk-Recorder’s Office.

Using our free public records directory, we visited the Recorded Documents page for Nevada and clicked on the link for Clark County Recorded Documents. That brought us to a search page, where we input the name of the defendant: “Edward Stevens.” Scrolling through the results, we found both judgments and verified their filings numbers with the results Dan had from his pay searches. As it turned out, the County showed us that the 2005 judgment was satisfied and the 2010 judgment was still open. The reason the 2005 judgment did not appear in our pay database is likely because it was satisfied and the court amended their data upload to us, removing the record from view.

So why did Dan’s first pay search at the other online service not show the satisfaction of the 2005 judgment? Why did that service not show the 2010 judgment at all? As we’re not privy to the details of the other company’s database we can only make an educated guess. We believe their judgment database is outdated and static. If they aren’t receiving regular updates from the sources (the courts), then satisfied judgments are still showing as outstanding. And more recent filings do not appear at all.

By using both the pay search and the free directory at Search Systems, we were able to get the full picture on the debts owed by Edward Stevens. This is a good reminder about how important it is to make sure your sources are giving you current, complete information. Otherwise, you could make the wrong judgment about your research subject.